Highlighted Posts

Lyndsey Barnett

The final HIPAA regulations that were issued by HHS in January 2013, required changes to the HIPAA Notice of Privacy Practices for all group health plans, including major medical plans, dental plans, vision plans and flexible spending account plans. The regulations required that the Notice of Privacy Practice be updated for ...

Bob Saelinger

The Treasury Department and Internal Revenue Service announced Oct. 31st that employers’ Section 125 plans that contain health flexible spending arrangements (FSAs) may now allow FSA participants to carry over up to $500 of unused health FSA balances at plan year end to the immediately following plan year. This relaxes the ...

Jamie Scott

During the last presidential campaign, President Obama famously touted the role of government in helping private businesses by saying “If you’ve got a business-you didn’t build that.”  Now the federal government has had 3 years to set up the Affordable Care Act insurance exchanges and has spent an estimated $500 million

Lyndsey Barnett

All I can say to these ads is WOW! Below are actual ads that are being run by the Colorado Consumer Health Initiative and ProgressNow Colorado to promote the exchanges and Obamacare. While I find the ads fairly humorous (at least as far as insurance ads go), I am not sure that they are going to do much for the public’s perception of ...

Jamie Scott

One of the fundamental building blocks of Health Care Reform under the Affordable Care Act was that states would be provided Federal funds to expand Medicaid to cover more people and to provide better benefits. But in NFIB v. Sebelius, the U.S. Supreme Court granted states greater flexibility to opt out of the Medicaid expansion.

The ...

 Jamie Scott

The debt limit deal passed by the House and Senate yesterday included a small concession to Republicans under Health Care Reform. Subsidies available to purchase insurance on an exchange are available to individuals with household income between 100% and 400% of the Federal Poverty Level. As originally envisioned, the ...

Lyndsey Barnett

The answer depends on whom you ask.  

If you ask the IRS, it seems to be going well and as planned. Sarah Hall Ingram, the director of the IRS Affordable Care Act office, recently stated at a hearing before the House Oversight and Government Reform Committee that “the system and processes the IRS has developed to support enrollment in ...

Tom Breitenbach

Before you question whether there are far-greater concerns worthy of prayer (and I likely agree), let me explain.... Although many retirement, health, disability and life insurance plans must be designed and administered to comply with the complex regulatory requirements of ERISA, most governmental and church plans enjoy ...

Jamie D. Scott

Since the grand opening of the Affordable Care Act exchanges last week, it has been difficult to avoid reading about all of the crashes, glitches and overall dysfunction of the online enrollment process. While the Obama administration has blamed the problems on high demand, other experts have suggested that the real culprit is ...

Jamie Scott

HHS has issued a report summarizing the health plan choices and premiums available under the 36 federally facilitated exchanges and 11 of the state-run exchanges. The report is not a complete listing of premiums, but instead focuses on the plans with the lowest premiums in each state and shows the estimated premiums before and ...

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